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1 Match short- and long-term investment goals
by Submitted By John A. Westfall · Opinions | July 20th, 2017

Not all investments are created equal. Some are better suited for short-term goals, while others can help you build resources for objectives far in the future. As an investor, then, one of your biggest challenges will be to match your short- and long-term goals with the appropriate investment vehicles. How should you proceed?
   
2 Are you ready to be an entrepreneur?
by Submitted By John A. Westfall · Opinions | July 13th, 2017

July is Independent Retailer Month. As you know, local stores bring vitality, creativity and economic growth to their communities, so it's worth celebrating those "mom and pop" shops. But they aren't the only entrepreneurs in the country - about 10 percent of workers in the U.S. are self-employed, according to the U.S. Bureau of Labor Statistics. If you're thinking of joining these ranks, you may want to prepare yourself financially.
   
3 What can investors learn from the All Stars?
by Submitted By John A. Westfall · Opinions | July 6th, 2017

Next week, the 2017 Major League Baseball All-Star Game will be held in Marlins Park in Miami. If you're a baseball fan, you may tune in to admire the skills and grace of the players. And if you're an investor, you can learn some valuable lessons from the All Stars, including these:
   
4 Declare your financial Independence Day
by Submitted By John A. Westfall · Opinions | June 29th, 2017

We're getting close to the Fourth of July, when we celebrate the freedoms we enjoy in this country. The U.S. Constitution grants us many of these liberties, but we have to earn others - such as our financial freedom. What steps can you take to achieve the financial independence you need to reach your long-term goals?
   
5 Don't let your investments take a 'vacation'
by Submitted By John A. Westfall · Opinions | June 22nd, 2017

It's summer again - time for many of us to take a break and possibly hit the open road. But even if you go on vacation, you won't want your investments to do the same - in summertime or any other season. How can you help make sure your portfolio continues to work hard for you all year long?
   
6 Diversify with bonds, even if rates are low
by Submitted By John A. Westfall · Opinions | June 15th, 2017

If you've needed a mortgage or another type of loan over the past several years, you've probably appreciated the historically low interest rates we've experienced. But if you've wanted to own fixed-rate investments, such as bonds, you might have been less pleased at the low-rate environment. Now, interest rates may be moving up somewhat, but even if they don't hit the heights we saw in previous decades, you can still gain some key advantages from owning bonds.
   
7 Financial gifts - and tips - for new graduates
by Submitted By John A. Westfall · Opinions | June 8th, 2017

It's Graduation Season again. If your child graduated from high school or college, you have reason to celebrate. But what should you give to your newly minted diploma holder? You might want to consider offering a combination of financial gifts and tips, which, taken together, could set your graduate on a path toward a successful, independent life.
   
8 Prepare for changes in life insurance needs
by Submitted By John A. Westfall · Opinions | June 1st, 2017

If you're going to achieve all your goals, such as sending your kids to college, retiring in comfort and leaving a legacy, you will need to save and invest throughout your lifetime. But to really complete your financial picture, you'll also need to add one more element: protection. And that means you'll require adequate life insurance for your situation. However, your need for insurance will vary at different times of your life - so you'll want to recognize these changing needs and be prepared to act.
   
9 On "529 Day," think about college savings plans
by Submitted By John A. Westfall · Opinions | May 25th, 2017

You probably won't see it on your calendar, but May 29 (5/29) is 529 College Savings Day, or 529 Day for short. This day, named after the 529 plan, a popular college-savings vehicle, is designed to promote people's awareness of the need to save and invest for the high costs of higher education. And that need has never been greater. Consider the following:
   
10 Is your financial portfolio 'healthy'?
by Submitted By John A. Westfall · Opinions | May 18th, 2017

May is National Physical Fitness and Sports Month. If you can exercise regularly, you'll help yourself feel better, control your weight and even reduce the chances of developing certain diseases. But why not extend the concept of "fitness" to other areas of your life - such as your investment portfolio?
   
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